Helping You Get the Car you Need. FAST.

The South Florida Car Loan Specialists

Buying a car is exciting. Getting financed isn't. Our network of lenders specializes in getting people in Miami approved for the car of their dreams. Everyday these lenders make loans to people just like you. The process is quick and easy.

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Specializing in: Miami • Miami Beach • Hialeah • Fort Lauderdale • Hollywood

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Helping people in the Miami area get auto financing on the car, truck or other vehicle of their dreams at a rate that they can afford!

Have Bad Credit? How to Get a Car Loan:

If you have bad credit or no credit but still need to buy a car, chances are good that you are concerned about whether or not you will be able to qualify for a car loan. The good news is that when you apply for a car loan with our dealerships, you can be 95% sure to get one regardless of whether you have bad credit or good credit. Here are a few things that you need to know in order to get an excellent car loan for a reliable new or used car, truck or other vehicle that will last for years to come:

You must understand financing and credit in the automotive industry.

Before you apply for a car loan, it’s important to understand what credit or finance is and why credit is an important factor in your new or used car, truck, SUV or other vehicle auto loan. 

Credit is an accumulation of points related to your past financial decisions.

When you have a history of making wise financial decisions, you will have positive points attributed to your credit. However, if you have made bad financial decisions or do not have a long credit history, then you will have negative points applied to your credit. Once one understands credit and finance, then one needs to know how credit worthiness impacts a loan: Based on your credit score, lenders will determine how much of a loan to give you and what interest rate to apply to that loan.  If you have a good credit score, you may be able to qualify for a higher loan and lower interest rate. If you have a bad credit score, you will still qualify for a loan with us, but you may qualify for a smaller loan and a higher interest rate than those customers with good credit. Keep in mind that you will still be able to get a safe and reliable used car in San Diego from us even if you do have limited credit opportunities – so don’t worry about that aspect! How to apply for a pre-approved new or used car, truck or other vehicle loan or auto financing online: Whenever you take out a car loan in the Miami, FL area you will need to start the process by completing a credit application. Our online credit application is designed to provide us with information about your credit history and current financial situation. Based on your credit application, you will be in a better position to design a loan program that suits your budget and lifestyle without being difficult for you to afford. You can start this process online using our online credit application. 

We will get you pre approved with a new or used car dealer in Miami.

In order to to learn more about how you can pre-qualify for a no credit, bad credit or good credit car loan in Miami today simply allow us to put you in contact with one of our Miami auto dealers.